The Mortgage Sweet Spot

Preparing Your Credit Score for a Mortgage

Is your credit score mortgage-ready? Alex Lister is back alongside Sasha Syed to reveal exactly how your credit score impacts your mortgage approval!
In this episode, we’ll cover:
▶️ The minimum credit score you need for the best mortgage terms
▶️ Strategies for improving your credit score before applying
▶️ How lenders assess your creditworthiness beyond just the numbers
Small improvements to your credit score can make a BIG difference! Learn how to manage your credit effectively and take control of your financial future 🔑
 
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
A special thank you to Alex Lister from Mortgage Suite for joining us for this week’s episode!
Alex Lister (Mortgage Broker)
Email: alister@mortgagesuite.ca / Phone: 519-300-2539
 
Learn more about your mortgage credit score here > https://mortgagesuite.ca/demystifying-your-mortgage-credit-score/
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

What You Need To Know About Mortgage Broker Fees

Mortgage broker fees can be confusing, but understanding them is key to making smart financial decisions. Sasha Syed and Duncan Wilson break down everything you need to know about mortgage broker fees—what they are, why they’re charged, and how they vary depending on the type of lender.
In this episode, we’ll cover:
▶️ What mortgage broker fees are and how they work
▶️ How broker fees differ between A lenders, B lenders, MICs, and private lenders
▶️ When you should (and shouldn’t) expect to pay a fee
If you’ve ever wondered why some mortgages come with a broker fee while others don’t, or how these fees impact your financing options, this episode is for you!
 
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
Learn more about mortgage broker fees here ▶️ https://mortgagesuite.ca/what-everyone-ought-to-know-about-mortgage-fees/
 
Join us on February 22, 2025, for the Coldest Night of the Year - team up, fundraise, and walk with us!
Sign up for the walk: https://cnoy.org/location/amherstburg
Sponsor our team: https://cnoy.w-ith.us/mortgagesuite
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

Staying Ahead of the Real Estate Market

Starting 2025 off strong with an in-depth look at navigating the Windsor-Essex housing market, and we’ve got local realtor Amy Bailey to give you the inside scoop!
In this episode we reveal:
How the return of financing conditions is changing the game for buyers
Amy's top strategies to win in this competitive market
How she helps buyers and sellers adapt to these shifting conditions
Plus, Amy shares details about the upcoming Coldest Night of the Year walk in Amherstburg on February 22nd, in support of The House Youth Centre. Don't miss this opportunity to gain valuable insights and learn how you can make a difference in your community!
 
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
A special thank you to Amy Bailey from RE/MAX Preferred Realty Ltd for joining us for this week’s episode!
 
Amy Bailey (Real Estate Agent)
Phone: 519-551-1044 / Website: https://www.remax-preferred-on.com/
 
Join us on February 22, 2025 for the Coldest Night of the Year - team up, fundraise, and walk with us!
https://cnoy.org/location/amherstburg
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

New Mortgage Rules Coming to Canada in 2025

🚨 Big changes are on the horizon for Canadian homeowners! 🚨
Join Sasha Syed and Duncan Wilson as they unveil everything you need to know about the upcoming mortgage rule changes set to impact your home financing in 2025!
In this must-listen episode, we’ll explore:
The key changes that could redefine your mortgage options
How these changes will affect your buying power and homeownership journey
Smart strategies to prepare for the new lending landscape
Whether you're a first-time buyer, looking to refinance, or just curious about the future of the Canadian mortgage industry, this episode is your crystal ball into what's coming!
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

Co-Signer vs. Guarantor for a Mortgage

Alex Lister has returned alongside Sasha Syed to break down the crucial differences between the role of a guarantor and a co-signer when applying for a mortgage.
What it means to be a guarantor versus a co-signer
How these roles can enhance your mortgage application
The potential risks and benefits for all parties involved
Whether you're considering buying your first home or looking to support a loved one, this episode is filled with essential information to guide you through the process.
 
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
A special thank you to Alex Lister for joining us for this week’s episode!
Alex Lister (Mortgage Broker)
Email: alister@mortgagesuite.ca / Phone: 519-300-2539
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sasha Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

Investing in a Real Estate MIC (Mortgage Investment Corporation)

Get ready for an insightful discussion with Tyler Tiessen, co-founder of Erie Shores Capital MIC, as we explore Mortgage Investment Corporations (MICs) and their potential impact on your investment strategy!
In this episode, we’ll discuss:
The mechanics of how MICs operate
When a MIC might be the perfect fit for your financial goals
Critical considerations to keep in mind before investing
*Stay tuned until the END to find out the minimum investment requirement!*
Whether you’re considering diversifying your investments or simply want to learn more about MICs, this episode is a must-listen!
 
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
A special thank you to Tyler Tiessen from Erie Shores Capital MIC for joining us for this week’s episode!
Tyler Tiessen (Mortgage Broker)
Email: ttiessen@mortgagesuite.ca / Phone: 519-329-1200
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

Should You Consider a Private Mortgage?

Alex Lister is back with our host, Duncan Wilson, to discuss the role of private mortgages in today’s market and how to decide if it’s the best for you.
In this episode, you’ll learn about:
The potential risks and rewards of choosing private lending
Scenarios where a private mortgage might be your best option
Key considerations before committing to a private mortgage
Whether you're facing credit challenges, need quick financing, or are curious about alternative lending options, this episode is packed with valuable insights to help you navigate the private mortgage landscape with confidence!
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
A special thank you to Alex Lister from Mortgage Suite for joining us for this week’s episode!
Alex Lister (Mortgage Broker)
Email: alister@mortgagesuite.ca / Phone: 519-300-2539
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca Instagram: https://www.instagram.com/mortgagesuite/ TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

How to Become a Successful Mortgage Agent in Ontario

Join our hosts, Duncan Wilson and Sasha Syed as they welcome our very own team members, Pierson Hosie & Ivan Tejada, to share their insights on achieving success in the mortgage business!
In this episode, you’ll learn about:
The must-have skills for today’s mortgage agents
How to effectively market yourself and attract clients
Navigating changes in the mortgage landscape
Whether you're just starting out or looking to level up your career, this episode is filled with actionable insights to help you thrive in the mortgage industry!
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
A special thank you to Pierson Hosie & Ivan Tejada from Mortgage Suite for joining us for this week’s episode!
Pierson Hosie (Mortgage Agent Level 1)
Email: phosie@mortgagesuite.ca / Phone: 226-345-6241
Ivan Tejada (Mortgage Agent Level 1)
Email: itejada@mortgagesuite.ca / Phone: 519-982-0552
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

Buying a House WITHOUT a Realtor?! (ft. Jake Messina)

Join our host, Sasha Syed and special guest, Jake Messina, as they explore the crucial decision of working with a realtor versus going solo in the home buying process
In this episode, you’ll learn about:
The unique value realtors bring to the table
Hidden costs and potential savings in both approaches
Strategies for successful house hunting and bidding
Common pitfalls to avoid in the home buying process
Whether you're contemplating your first property purchase or your fifth, this episode offers a wealth of knowledge to empower your decision-making process!
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
A special thank you to Jake Messina from Jump Realty Inc. for joining us for this week’s episode!
Jake Messina (Sales Representative)
Email: jake.messina@jumprealty.ca / Phone: 519-567-2961
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sasha Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

If You Love Them, Set Them Free (Bank vs. Broker)

Join our hosts, Duncan and Sasha, as they discuss a crucial topic for homeowners: When should clients consider staying with their current lender instead of exploring new options? 🤔
In this episode, you’ll learn about:
Key factors to consider before making a switch
The benefits of maintaining a relationship with your lender
Factors that might make switching a bad idea
How to evaluate your current mortgage situation effectively
Whether you're on the fence about switching lenders or just want to gain a deeper understanding of your mortgage options, this episode is packed with essential information!
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069