The Mortgage Sweet Spot

Co-Signer vs. Guarantor for a Mortgage

Alex Lister has returned alongside Sasha Syed to break down the crucial differences between the role of a guarantor and a co-signer when applying for a mortgage.
What it means to be a guarantor versus a co-signer
How these roles can enhance your mortgage application
The potential risks and benefits for all parties involved
Whether you're considering buying your first home or looking to support a loved one, this episode is filled with essential information to guide you through the process.
 
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
A special thank you to Alex Lister for joining us for this week’s episode!
Alex Lister (Mortgage Broker)
Email: alister@mortgagesuite.ca / Phone: 519-300-2539
 
Connect with Us:
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Instagram: https://www.instagram.com/mortgagesuite/
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Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sasha Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

Investing in a Real Estate MIC (Mortgage Investment Corporation)

Get ready for an insightful discussion with Tyler Tiessen, co-founder of Erie Shores Capital MIC, as we explore Mortgage Investment Corporations (MICs) and their potential impact on your investment strategy!
In this episode, we’ll discuss:
The mechanics of how MICs operate
When a MIC might be the perfect fit for your financial goals
Critical considerations to keep in mind before investing
*Stay tuned until the END to find out the minimum investment requirement!*
Whether you’re considering diversifying your investments or simply want to learn more about MICs, this episode is a must-listen!
 
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
A special thank you to Tyler Tiessen from Erie Shores Capital MIC for joining us for this week’s episode!
Tyler Tiessen (Mortgage Broker)
Email: ttiessen@mortgagesuite.ca / Phone: 519-329-1200
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

Should You Consider a Private Mortgage?

Alex Lister is back with our host, Duncan Wilson, to discuss the role of private mortgages in today’s market and how to decide if it’s the best for you.
In this episode, you’ll learn about:
The potential risks and rewards of choosing private lending
Scenarios where a private mortgage might be your best option
Key considerations before committing to a private mortgage
Whether you're facing credit challenges, need quick financing, or are curious about alternative lending options, this episode is packed with valuable insights to help you navigate the private mortgage landscape with confidence!
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
A special thank you to Alex Lister from Mortgage Suite for joining us for this week’s episode!
Alex Lister (Mortgage Broker)
Email: alister@mortgagesuite.ca / Phone: 519-300-2539
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca Instagram: https://www.instagram.com/mortgagesuite/ TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

How to Become a Successful Mortgage Agent in Ontario

Join our hosts, Duncan Wilson and Sasha Syed as they welcome our very own team members, Pierson Hosie & Ivan Tejada, to share their insights on achieving success in the mortgage business!
In this episode, you’ll learn about:
The must-have skills for today’s mortgage agents
How to effectively market yourself and attract clients
Navigating changes in the mortgage landscape
Whether you're just starting out or looking to level up your career, this episode is filled with actionable insights to help you thrive in the mortgage industry!
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
A special thank you to Pierson Hosie & Ivan Tejada from Mortgage Suite for joining us for this week’s episode!
Pierson Hosie (Mortgage Agent Level 1)
Email: phosie@mortgagesuite.ca / Phone: 226-345-6241
Ivan Tejada (Mortgage Agent Level 1)
Email: itejada@mortgagesuite.ca / Phone: 519-982-0552
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

Buying a House WITHOUT a Realtor?! (ft. Jake Messina)

Join our host, Sasha Syed and special guest, Jake Messina, as they explore the crucial decision of working with a realtor versus going solo in the home buying process
In this episode, you’ll learn about:
The unique value realtors bring to the table
Hidden costs and potential savings in both approaches
Strategies for successful house hunting and bidding
Common pitfalls to avoid in the home buying process
Whether you're contemplating your first property purchase or your fifth, this episode offers a wealth of knowledge to empower your decision-making process!
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
A special thank you to Jake Messina from Jump Realty Inc. for joining us for this week’s episode!
Jake Messina (Sales Representative)
Email: jake.messina@jumprealty.ca / Phone: 519-567-2961
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
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Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sasha Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

If You Love Them, Set Them Free (Bank vs. Broker)

Join our hosts, Duncan and Sasha, as they discuss a crucial topic for homeowners: When should clients consider staying with their current lender instead of exploring new options? 🤔
In this episode, you’ll learn about:
Key factors to consider before making a switch
The benefits of maintaining a relationship with your lender
Factors that might make switching a bad idea
How to evaluate your current mortgage situation effectively
Whether you're on the fence about switching lenders or just want to gain a deeper understanding of your mortgage options, this episode is packed with essential information!
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

Are 30-Year Mortgages REALLY Helpful for First-Time Homebuyers?!

Are 30-year mortgages on new builds in Canada REALLY the answer for first-time homebuyers? 🏡💬
Join our hosts, Duncan and Sasha, as they dive into the newly introduced 30-year amortization for insured mortgages on new builds
Discover how much you could potentially save on monthly payments
Potential benefits and drawbacks for first-time homebuyers and existing homeowners
The pros and cons of stretching your mortgage over three decades
How these changes fit into the bigger picture of Canada's housing strategy
Whether you're on the cusp of buying your first home or just curious about the evolving mortgage landscape, this episode is packed with insights you won't want to miss.
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

Using Your RRSPs to Invest in Real Estate

Curious about how you can take control of your investments? 🤔
Join our hosts, Duncan and Sasha, in this eye-opening episode as they unravel the mysteries of this unique mortgage option!
Discover what self-directed mortgages are and how they work
Learn who can benefit most from this flexible financing approach
Explore the pros and cons of managing your mortgage investments
Get expert insights on navigating the world of RRSPs and TFSAs in mortgage lending
Whether you're a savvy investor looking to diversify your portfolio or a homebuyer seeking more control over your mortgage terms, this episode is packed with valuable information to help you make informed decisions.
 
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

Should You Wait to Buy a Home?

To Buy or Not to Buy? That's the million-dollar question!
Join our host Sasha Syed and special guest, newly licensed mortgage broker Alex Lister, as they tackle the burning question on every homebuyer's mind: Is now the right time to buy a home, or should you wait for mortgage rates to drop again?
Current market trends and their impact on home prices
Pros and cons of buying now vs. waiting for lower rates
Strategies for navigating the current mortgage landscape
Expert insights on potential rate movements and their implications
Whether you're a first-time homebuyer or looking to make your next move, this episode is packed with valuable information to help you make an informed decision in today's dynamic real estate market.
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
Special thanks to Alex Lister for joining us for this week’s episode!
Alex Lister (Mortgage Broker)
Email: alister@mortgagesuite.ca / Phone: 519-300-2539
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

What NOT To Do When Applying For A Mortgage

Ready to learn what NOT to do when applying for a mortgage? Join our hosts, Duncan and Sasha in this eye-opening episode as they reveal common pitfalls that could potentially derail your home-buying dreams.
 
Overview of the top mistakes borrowers make during the mortgage application process
How seemingly innocent actions can raise red flags for lenders
Real-life examples of mortgage mishaps and how to avoid them
 
Whether you're a first-time homebuyer or looking to refinance, this episode is packed with crucial advice to help you confidently navigate the mortgage landscape.
 
This episode is brought to you by Mortgage Suite. To learn more about our services and how we can assist you with your mortgage needs, visit https://mortgagesuite.ca or call us at 519-419-3825.
 
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