The Mortgage Sweet Spot

Are 30-Year Mortgages REALLY Helpful for First-Time Homebuyers?!

Are 30-year mortgages on new builds in Canada REALLY the answer for first-time homebuyers? 🏡💬
Join our hosts, Duncan and Sasha, as they dive into the newly introduced 30-year amortization for insured mortgages on new builds
Discover how much you could potentially save on monthly payments
Potential benefits and drawbacks for first-time homebuyers and existing homeowners
The pros and cons of stretching your mortgage over three decades
How these changes fit into the bigger picture of Canada's housing strategy
Whether you're on the cusp of buying your first home or just curious about the evolving mortgage landscape, this episode is packed with insights you won't want to miss.
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

Using Your RRSPs to Invest in Real Estate

Curious about how you can take control of your investments? 🤔
Join our hosts, Duncan and Sasha, in this eye-opening episode as they unravel the mysteries of this unique mortgage option!
Discover what self-directed mortgages are and how they work
Learn who can benefit most from this flexible financing approach
Explore the pros and cons of managing your mortgage investments
Get expert insights on navigating the world of RRSPs and TFSAs in mortgage lending
Whether you're a savvy investor looking to diversify your portfolio or a homebuyer seeking more control over your mortgage terms, this episode is packed with valuable information to help you make informed decisions.
 
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

Should You Wait to Buy a Home?

To Buy or Not to Buy? That's the million-dollar question!
Join our host Sasha Syed and special guest, newly licensed mortgage broker Alex Lister, as they tackle the burning question on every homebuyer's mind: Is now the right time to buy a home, or should you wait for mortgage rates to drop again?
Current market trends and their impact on home prices
Pros and cons of buying now vs. waiting for lower rates
Strategies for navigating the current mortgage landscape
Expert insights on potential rate movements and their implications
Whether you're a first-time homebuyer or looking to make your next move, this episode is packed with valuable information to help you make an informed decision in today's dynamic real estate market.
Brought to you by Mortgage Suite. For personalized mortgage solutions, visit https://mortgagesuite.ca or call 519-419-3825.
 
Special thanks to Alex Lister for joining us for this week’s episode!
Alex Lister (Mortgage Broker)
Email: alister@mortgagesuite.ca / Phone: 519-300-2539
 
Connect with Us:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite
 
Contact Us:
Duncan Wilson (Mortgage Broker)
Email: dwilson@mortgagesuite.ca / Phone: 519-982-2505
Sash Syed (Mortgage Agent Level 2)
Email: ssyed@mortgagesuite.ca / Phone: 519-919-1069

What NOT To Do When Applying For A Mortgage

Ready to learn what NOT to do when applying for a mortgage? Join our hosts, Duncan and Sasha in this eye-opening episode as they reveal common pitfalls that could potentially derail your home-buying dreams.
 
Overview of the top mistakes borrowers make during the mortgage application process
How seemingly innocent actions can raise red flags for lenders
Real-life examples of mortgage mishaps and how to avoid them
 
Whether you're a first-time homebuyer or looking to refinance, this episode is packed with crucial advice to help you confidently navigate the mortgage landscape.
 
This episode is brought to you by Mortgage Suite. To learn more about our services and how we can assist you with your mortgage needs, visit https://mortgagesuite.ca or call us at 519-419-3825.
 
Follow us on social media:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite

Types of Mortgage Borrowers

Are you curious about the different types of mortgage borrowers and how lending types impact your options? Join our hosts, Duncan and Sasha, in this insightful episode as they dive into the nuances of mortgage lending and what it means for borrowers like you.
A comprehensive breakdown of the five types of mortgage borrowers, from Triple-A to Private Lending
Key characteristics and qualifications for each borrower type
Insights on how lenders assess risk and determine lending terms
Practical tips for borrowers to improve their lending category and secure better mortgage rates
Whether you're a first-time homebuyer, a seasoned homeowner, or someone with a complex financial situation, this episode is packed with valuable insights to help you make informed decisions about your mortgage options.
This episode is brought to you by Mortgage Suite. To learn more about our services and how we can assist you with your mortgage needs, visit https://mortgagesuite.ca or call us at 519-419-3825.
Follow us on social media:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite

Making Changes to Property Title

Are you a homeowner looking to make changes to your property title? Join our hosts as they unpack the intricacies of this often-overlooked aspect of homeownership.
In this episode, we will cover:
A clear understanding of what a property title is and its significance
Reasons why homeowners may need to change their property titles
Strategies for overcoming potential challenges and resolving disputes
Real-life case studies and lessons learned
Whether you're adding or removing owners, transferring ownership, or correcting errors on your title, this episode is a must-listen for anyone seeking to make informed decisions about their property.
This episode is brought to you by Mortgage Suite. To learn more about our services and how we can assist you with your mortgage needs, visit https://mortgagesuite.ca or call us at 519-419-3825.
Follow us on social media:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite

Renewing Your Mortgage in 2024

For our first episode, we are jumping right into a crucial topic in today’s mortgage market… Renewals! Join us as we delve into the world of mortgage renewals and explore the long-term effects of the housing market on your financial future.
 
In this episode, we will cover:
The lasting effect of COVID-19 on house prices
The current state of the housing market and its impact on mortgage rates
Strategies for negotiating the best terms during your mortgage renewal
Expert insights from industry professionals on navigating the renewal process
 
Don't miss this opportunity to gain a deeper understanding of the mortgage renewal landscape and position yourself for long-term financial success.
 
This episode is brought to you by Mortgage Suite. To learn more about our services and how we can assist you with your mortgage needs, visit https://mortgagesuite.ca or call us at 519-419-3825.
 
Follow us on social media:
Facebook: https://www.facebook.com/mortgagesuite.ca
Instagram: https://www.instagram.com/mortgagesuite/
TikTok: https://www.tiktok.com/@mortgagesuite